Ecommerce: new payment methods to watch out for


As you probably know, credit and debit cards are still the most commonly used payment methods for online purchases. So are online payment services such as PayPal. They allow users to securely send and receive money directly into their account. However, new transactional methods are beginning to emerge. Here are some innovative payment methods:


Cryptocurrencies, such as Bitcoin and Ethereum, are digital payment methods that use blockchain technology to secure transactions. Although cryptocurrencies are relatively new, they are increasingly being used as a means of payment in e-commerce for several reasons.

  • Security: Cryptocurrency transactions are highly secure due to blockchain technology, which ensures that transactions are immutable and cannot be altered. This makes cryptocurrency payments much more secure than traditional online payments.
  • Anonymity: Cryptocurrency transactions are anonymous, which means that buyers and sellers do not need to disclose their personal identity. This can be an advantage for privacy-conscious consumers.
  • Speed: Cryptocurrency transactions are fast and can be completed in minutes. This is especially useful for international transactions, which can take several days with traditional payment methods.
  • Transaction fees: Transaction fees for cryptocurrency payments are generally lower than those for traditional payment methods, as there are no intermediaries involved.

What is blockchain technology

It is a technology for storing and transmitting digital information that creates secure, unforgeable records. It works through a computer network that verifies and validates transactions. Thus, it offers many advantages in terms of data security thanks to advanced cryptographic algorithms.

Voice recognition payments

Voice recognition payments allow consumers to make online payments using their voice. This method can be a great option for people with disabilities. This technology uses sophisticated algorithms to identify the user's voice and authorize the payment. Voice recognition payments offer the following benefits:

  • Speed and convenience: Voice recognition payments are very fast and convenient. Consumers can make online purchases simply by speaking and without having to enter credit or debit card information.
  • Security: Voice recognition payments can be secure because they use sophisticated technology to identify the user's voice. The risk of fraud is also reduced because users must have physical access to the device that recognizes their voice to authorize payments.
  • Accessibility: Voice recognition payments can be an accessible payment option for people with disabilities or those who have difficulty using a keyboard or touch screen.


While convenient for users, this method can have some disadvantages, one of which is recognition errors. Voice recognition technologies are not infallible and can misunderstand or misinterpret the user's voice, which can result in payment or order errors.

Facial Recognition Payments

Facial recognition allows consumers to pay for their online purchases using their face to authorize the transaction.

  • Speed and convenience: Facial recognition payments can be made quickly without having to pull out a credit card or cell phone. The user simply walks up to a terminal equipped with a facial recognition sensor to authorize the transaction.
  • Security: Facial recognition can be used as a biometric verification method that provides a high level of security. Facial recognition sensors can detect unique features of the user's face, such as the shape of the face, eyes, mouth and eyebrows, to ensure that the user is the person authorized to complete the transaction.
  • Fraud Reduction: Facial recognition payments can reduce the risk of fraud related to lost or stolen credit cards or cell phones. Facial recognition sensors can also detect fake faces or attempted fraud through the use of masks.
  • Innovation: Facial recognition payments are an innovative technology that can attract consumers' attention and enhance the shopping experience. This technology can also be integrated into other applications, such as airport check-in kiosks or corporate security access.